Flex Loans Online

» Up to $5000 Loan

» Available for bad credit

» Fast, Easy and Flexible

3 Steps Loan Process:

  1. Fill out a form, your inquiry will be submitted to our lenders. You can have a response from one of our lenders within minutes.
  2. You will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees.
  3. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Short-term mortgage for bad credit

Are you worried that your financial history may prevent you from getting help when you need it? please do not. Short-term loans for bad credit are certainly available. Short-term loans are also great for people who have credit and don’t. Bankruptcy does not necessarily disqualify you.

Flex Loans Online

Short-term personal loan for bad credit

Informed borrowers are better borrowers. This is why future borrowers need to learn only what they have available. Short-term loans from direct lenders that partner with Flex Loans Online to provide loans to their clients are typically offered in different configurations depending on the borrower’s wishes and demands.

For small, for example up to $ 500, short-term requests, payday loans and cash advances may be offered by our direct lenders, even if they have low creditworthiness.

Larger amounts and longer periods, such as

$ 1000 and above, are usually offered in short-term installment loans, or even longer-term installment loans.

However, unlike bank loans that value interest rates, loan fees are usually fixed per $ 100 loan. Fees for small loans range from $ 15 to $ 40 per $ 100 principal. The larger the loan, the lower the loan fee. However, be prepared for a minimum charge of $ 15 per $ 100. Direct lenders often have to charge that amount because the loan is a viable business decision.

Approval decisions are usually much quicker than bank loan decisions. Often done within 1-2 business days, funds can be transferred by depositing directly into the borrower’s bank account.

Responsible borrowers are the best borrowers

The best borrowers for short-term loans, personal loans, installment loans, or all kinds of loans are those who only borrow what they can afford to repay. You should not impose an obligation on yourself that you cannot afford to protect. Please borrow responsibly.

Financial responsibility

Short-term or installment loans from Flex Loans Online’s network of lenders are aimed at solving temporary problems rather than long-term solutions. If you have repeated financial difficulties, you should seek the advice of a qualified professional financial adviser and follow their recommendations to restore your financial health. Flex Loans Online wants you, the borrower, to make the best decisions for you.

Recovery practices:

Flex Loans Online wants to borrow only funds that the borrower knows can repay. However, in the event of a delinquency, the loan lender will first try an internal solution. Often, they contact the borrower over the phone and try to find an arrangement that reflects the borrower’s ability to repay in order to reach a solution that will satisfy both parties. If the loan is still delinquent, the loan is being lent in good faith and a third party may participate in debt collection.


Annually, some loans may have a seemingly high APR. For example, a $ 15 per $ 100 loan rate for two weeks would be 547.5% APR, and a $ 40 per $ 100 rate for the same period would be 999.45% APR. However, $ 15 per $ 100 lent is up to 15% with simple interest, not annualized. By comparison, a $ 32 check fee for a $ 100 check is April 2,336%.

Credit impact:

Certainly, short-term loans for low-credit holders are definitely achievable. Your credit score may have no effect on the lender’s decision, including whether you went bankrupt. However, lenders who partner with Flex Loans Online to find a loan that suits their needs can, at their discretion, request scores from borrowers from three major credit rating agencies: Equifax, Experian and Transunion. Whether credit scores from these institutions influence loan lender decisions is entirely at the discretion of the loan lender, but has its own internal approval criteria, such as the ability of the borrower to repay the loan and income level. There may be. Lenders can also submit information to these institutions, such as the borrower’s loan request and payment history with the lender in question or other loan lenders.

Decide for yourself

The decision to apply for a short-term loan online is entirely up to you and you need to make the best possible decision for you. You are responsible for borrowing and repayment, so please request the repayable amount. However, if you think a short-term loan is appropriate, apply now.

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