Flex Loans Online

» Up to $5000 Loan

» Available for bad credit

» Fast, Easy and Flexible

3 Steps Loan Process:

  1. Fill out a form, your inquiry will be submitted to our lenders. You can have a response from one of our lenders within minutes.
  2. You will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees.
  3. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Several reasons why payday loans can help

Finance fee


* This table shows general rates. Some lenders may charge a higher surcharge.

Flex Loans Online

Comparison of online payday loan APR
$ 35- $ 35 Loan Fee for $ 15- $ 100 Short Term Personal Loans 391% -851%
$ 100 bounce check and $ 33 fee 860%
$ 37 late fee for $ 100 credit card balance 965%
$ 20- $ 45 reconnect / late fee $ 100 utility bill 521% -1,173%

April: Equivalent annual rates for payday loans and other short-term installment loans range from 547.5% to 999.45%, based on the amount and duration of the loan. Larger loans with longer repayments have lower interest rates. This sounds large, but it should be taken into account that these loans cover a very short period of time, usually only two weeks. When other charges are annualized in the same way, 2336% APR for a $ 32 check return fee for a $ 100 check, 965% fee for a $ 37 credit card delinquency or limit fee, Or it will be 1203% of normal APR. $ 46 reconnection fee from a utility company.

Financial Impact: Short-term payday loans mean the following: Short term. Typical rates range from $ 15 to $ 40 for every $ 100 borrowed up to $ 500. Fees per $ 100 begin to fall on loans above $ 500. Fees are usually lower than you can expect to pay if you are late in returning a check, disconnecting a utility, or paying your credit card bill.

Collection Practices: If a loan is delinquent, a collection attempt is first made internally, primarily over the phone, to develop a repayment arrangement that takes the borrower’s financial position into account. After all internal recovery attempts have failed, the lender can send the loan to a third party recovery agency to recover the loaned funds in good faith.

Impact on Credit Score: Short-term payday loan lenders may rely on one of three major rating agencies: Equifax, Experian, or Transunion. In general, borrowers do not have to worry that the results from these institutions can affect the score by determining the loan request, but such a decision is at the discretion of the payday loan lender. Is entrusted only to. Among other things, the lender who submits the borrower’s loan request or subsequent payments based on the loan to any of these institutions. Short-term lenders may also rely on their own scoring criteria, which are generally based on income and repayment capacity, and the payment history of the lender in question or a previous payday loan borrower made with another payday loan. ..

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Payday Loans in Houston, Texas No Hard Credit Check

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Payday Loan in Baton Rouge, Louisiana

Interested in payday loans in Baton Rouge, Louisiana? Want to know how to use Flex Loans Online to quickly get the cash you need? This is a step-by-step guide on applying for and obtaining a payday loan in Baton Rouge. Take a look and get the cash you need right away....

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