Flex Loans Online

» Up to $5000 Loan

» Available for bad credit

» Fast, Easy and Flexible

3 Steps Loan Process:

  1. Fill out a form, your inquiry will be submitted to our lenders. You can have a response from one of our lenders within minutes.
  2. You will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees.
  3. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Online installment loan

Installment loans are fairly simple and are, in fact, the most common type of loan in the world. Like most other loan products we’ve dealt with, we use a series of payments over a period of time, or installments, to repay the loan. It’s easy?

Flex Loans Online

Get an installment loan online

Sudden spending and other shortages do not mean that the installment option is not available. Keep in mind that these are not payday loans, but rather types of loans that can be repaid over a long period of time with a fixed number of payments. In fact, they are very popular. This is a great way to get the money you need with a payment plan that suits you, even if you have low credit. Some people are looking for a guaranteed installment loan for bad credit, but a guaranteed approval of a loan isn’t really something the lender can offer, as the application must be reviewed before making a decision. It’s important to know that there isn’t.

Installment loan for bad credit

There are options even in the case of bad credit, and bad credit installment loans can be an alternative to fast cash loans with almost immediate decisions. Applying for a personal loan online is easy and convenient, even with low credit.

Installment loans compared to other types of loans

* The number of days for repayment is determined by local law. See Terms of Service and Disclaimer.

Obtaining an online installment loan through Flex Loans Online is different from obtaining a loan from a traditional direct lender. Flex Loans Online connects you to a network of lenders who want your business, instead of going to individual lenders and waiting for a decision.

If you need quick cash for a Canadian payday loan, you can also work with many lenders to help.

Frequently Asked Questions

What is an installment loan?

Installment loans are short-term personal loans that can be repaid over a long period of time. In many cases, you can pay early without a prepaid penalty.

How much can I apply for installment payments?

You can earn up to $ 1000 by applying with Flex Loans Online.

Does Flex Loans Online offer installment loans?

It can be offered in several states through a network of direct lenders. Not available to everyone, but includes California, Texas, Ohio, and most other regions.

How much does an installment loan cost?

The cost of borrowing varies from loan to loan and depends on factors such as the amount of the installment loan and the length of the loan period.

How long does it take to approve an installment loan?

Applying at Flex Loans Online is easy and in some cases is decided quickly and almost instantly. If your application is approved, it may take hours to business days. The process is different for each direct lender.

Can I pay in installments even if I have bad credit?

Many of our customers may have low or bad credit and may be approved by the direct lender.

Do installment loans check credit?

Depends on the direct lender. Flex Loans Online works with a large network of lenders and may even conduct credit bureaus with credit bureaus. But it’s not all, so you can make decisions about your application even if it’s unreliable.

How do I apply for an installment loan?

To get started, just fill out the online application. A simple application and an almost immediate decision process will tell you if you are eligible for a loan.

What do I need for an installment loan?

The requirements at the time of application are as follows. Proof of employment or another stable source of income, identification that shows that you meet the minimum age requirements, contact details, a valid checking account.

If I have a payday loan, can I use an installment loan?

If you have a payday loan, you can use an installment loan, but you need to be able to repay what you borrowed, which can be difficult if you have multiple loans.

Which is better, payday loan or installment loan?

Installment loans tend to have longer repayment periods, while payday loans are faster to approve and are more likely to match better in the case of bad credit.

What happens if I don’t repay the installment loan?

If you stop paying, the loan may eventually become the default. This will accumulate penalties, fees, and interest, which will adversely affect your credit score and you will have to pay more.

What if I can’t pay in installments?

You need to contact and cooperate with the lender to discuss potential repayment options. Flex Loans Online cannot guarantee that the direct lender with which you are affiliated will be able to accommodate another repayment method, but you will need to contact the lender to discuss available options.

What if I default to an installment loan?

If the loan defaults, it is usually sent to a debt collection agency. Defaulting on installment loans can affect your credit score and make it difficult to receive future credits. This includes the lender (or debt collector) taking you to court. This may include a borrower’s wage guarantee if the borrower wins.

Will installment loans hurt your credit?

If you repay on time, your credit will not be adversely affected.

Financial impact

As with any loan product, there are some things you need to know in advance before deciding whether to apply for an online loan or apply elsewhere.


Installment loans may not be optimally expressed in APR or annually, as the term of an installment loan by Flex Loans Online and our affiliated direct lenders is usually up to weeks to months. There is. However, short-term and other short-term loan products, when expressed as annual yields, can carry what appears to be a higher APR. In general, the longer the period and the higher the principal, the lower the effective APR. However, please note that the $ 32 bounced check fee for a $ 100 check will be 2,336% in April. The $ 46 reconnection fee for a $ 100 utility bill is $ 1,203% APR annually.


Installment loans are usually a fixed amount per $ 100 loan amount, and for loans over $ 500, the fee may be lower, but it may vary depending on the company that provides the loan. Flex Loans Online is not a lender, but it helps you work with lenders to find short-term solutions such as payday loans.

Credit impact:

Credit ratings can affect the approval of installment loans, but Flex Loans Online works with lenders who may depend on the scores of three major credit rating agencies: Transunion, Experian and Equifax. I am. Looking at such a score is entirely a lender’s decision, but the borrower’s approval may not depend on such a score. However, lenders can submit loan requests, loan payments, etc. to these institutions, as well as the privileges of these institutions. Such lenders may also rely on their own criteria for approval decisions such as income, employment, repayment capacity, or borrowing history with the particular lender or other installment loan lender in question. Some people look for installment loans, but no credit bureaus or credit bureau loans, but all lenders do some form of checking.


If the loan is delinquent, the lender (not Flex Loans Online) may make an internal effort to collect the loan first. This is usually done over the phone and finds a payment arrangement that reflects the borrower’s situation and the ability to repay the loan. However, if these attempts fail, a third party may participate to collect the loan receivables loaned in good faith. If you anticipate that your loan will be difficult to repay, it is advisable to contact the lender before defaulting. Otherwise, you will be overdue.

Smart borrowing

Installment loans, payday loans, payday loans and short-term loans are not intended to save lives or quickly resolve more serious financial problems. They are, Temporary problem. If you have long-term financial difficulties, you need to deal with them with sound financial planning and advice from a debt counselor. You can reduce the risk of borrowers and lenders by borrowing only the amount you can repay.

You can receive the decision immediately after applying. If your application is approved, you will be redirected to a new page where you can see your loan agreement directly with the lender. Since the lenders we work with primarily use direct deposits, funds can be transferred directly to a check or savings account. So if you think an online loan is right for you, you can start the application right away.

If your credit is low, an online loan can be the first step to improving it or helping you to consolidate your debt and finance.

Finding your installment loan near me has never been easier. With the ability to sign up online, location is no longer an issue to get a quick cash loan when you need it.

California-Don’t sell my personal information

California residents have additional or different rights to obtain personal information owned by the company and opt out of shared personal information. Check California’s right to privacy for more information or opt-out.

Start applying for an installment loan below

Online installment loan from Flex Loans Online

Online installment loan from Flex Loans Online

Instead of paying off a traditional short-term loan all at once, you can use a personal online installment loan to make payments over time. It ’s very easy, is n’t it? No fax Online application Direct deposit Your information will be kept secret Lenders compete for...

read more
Texas installment loan has no credit check

Texas installment loan has no credit check

Texas installment loan without credit check? Texas personal loans can be requested from qualified consumers. You may be concerned that your credit history may not be sufficient and you may not get approval, but Flex Loans Online sends requests to multiple lenders at...

read more